Front Page Titles (by Subject) QUESTION V.: OF PERSONS HAVING FAITH. - Aquinas Ethicus: or, the Moral Teaching of St. Thomas, vol. 1 (Summa Theologica - Prima Secundae, Secunda Secundae Pt.1)
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QUESTION V.: OF PERSONS HAVING FAITH. - St. Thomas Aquinas, Aquinas Ethicus: or, the Moral Teaching of St. Thomas, vol. 1 (Summa Theologica - Prima Secundae, Secunda Secundae Pt.1) 
Aquinas Ethicus: or, the Moral Teaching of St. Thomas. A Translation of the Principal Portions of the Second part of the Summa Theologica, with Notes by Joseph Rickaby, S.J. (London: Burns and Oates, 1892).
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OF PERSONS HAVING FAITH.
Article III.—Is it possible for him who disbelieves one article of faith, to have faith, uninformed by charity, in the other articles?
R. In a heretic who disbelieves one article of faith, no faith remains, either informed or uninformed. The reason is, because the specific nature of every habit depends upon the precise character of object that it is conversant with; when that is taken away, the specific nature of the habit cannot remain. Now the precise or formal object of faith is the Sovereign Truth, as manifested in Holy Scripture and the teaching of the Church, which proceeds from the Sovereign Truth. Hence whoever does not adhere to and hold for an infallible and divine rule, the teaching of the Church, which proceeds from the Sovereign Truth manifested in Holy Scripture, such a one has not the habit of faith, but holds the articles of faith by some other means than by faith; just as in the case of a man holding a conclusion without knowing the demonstration that leads to it, it is manifest that he has no scientific knowledge on that point, but opinion only. But it is clear that he who adheres to the Church’s teaching as to an infallible rule, assents to all points of that teaching; otherwise, if with regard to what the Church teaches, he holds such points as he likes, and points that he dislikes he refuses to hold, he can no longer be said to adhere to the Church’s teaching as to an infallible rule, but he adheres to his own will. And so it is manifest that a heretic who pertinaciously disbelieves one article of faith, is not prepared to follow the Church’s teaching in the matter of the other articles: for if he is not pertinacious in his disbelief, he is in that case no heretic, but only a man in error.
§ 1. The other articles of faith on which the heretic does not err, he does not hold in the same way as the faithful by simply adhering to the Sovereign Truth, for which adhesion man needs the aid of a habit of faith, but he holds the articles of faith by his own private will and judgment.
§ 2. Faith adheres to all the articles of faith for one motive, namely, for the sake of the Sovereign Truth proposed to us in Scripture, according to the teaching and sound understanding of the Church. And therefore he who relinquishes this motive, is altogether devoid of faith.